The Canada Pension Plan (CPP) death benefit is a one-time payment to the estate on behalf of a CPP contributor who has died.
As of January 1, 2019, the amount of the death benefit for all eligible contributors is a flat rate of $2,500.
In order for the death benefit to be paid out, the deceased must have been making contributions over at least:
- one-third of the calendar years in their contributory period for the base CPP, but no less than 3 calendar years; or
- 10 calendar years.
Apply for Canada Pension Plan (CPP) Death Benefit
- Gather the required documents:
- Complete the Application for a Canada Pension Plan Death Benefit (ISP1200),
- Include certified true copies of the required documentation, and
- Mail it to the closest Service Canada Centre to you. Addresses are provided on the form.
- Payment from Service Canada takes approximately 6 to 12 weeks from the date your completed application is received.
- If you don't understand or agree with a decision, you may ask for a reconsideration of that decision.